About

Xiong FengXiong Feng

Payment PM / AI Product Practitioner

I focus on the complete chain of "how money crosses borders": acquiring gateways, forex & clearing, local payment methods, chargebacks & risk control, and compliance requirements across regions.

Also a heavy practitioner of AI products—using LLMs for requirement clustering, competitive research, content production and A/B testing, returning product managers' time to real judgment.

Experience

Career Path

  1. 2022 — Present

    Head of Payment Products

    Cross-border Payment Company

    Leading acquiring and cross-border remittance product lines across 20+ countries; drove local payment method integration and clearing infrastructure refactoring, improving payment success rate by 6.8 percentage points.

    AcquiringClearingInternationalization
  2. 2020 — 2022

    Senior Product Manager

    Fintech Company

    Built multi-currency accounts and forex capabilities from 0 to 1, drove direct connections with overseas clearing institutions, reducing settlement time from T+3 to T+0.

    Multi-currencyForexInstitution Integration
  3. 2018 — 2020

    Product Manager

    Internet Platform

    Responsible for transaction and payment flows, built chargeback and risk control rule system; started integrating automation and AI into operations.

    Transaction FlowRisk ControlAutomation

Skills

Skill Matrix

Payment & Finance

Cross-border AcquiringClearing & SettlementMulti-currency & FXChargeback & RiskPCI / ComplianceReconciliation System

AI & Data

LLM Application DesignPrompt / Agent WorkflowData Analysis & MetricsA/B TestingSQL

Product Methods

Product StrategyRoadmap PlanningRequirement ManagementCross-team CollaborationInternationalization